The recent global economic crisis has pushed many investors to be concerned more about safeguarding the earnings of their investment money than about the outcome on their investments. Investment advisory service providers have countered by selling enhanced types of mutual funds that guarantees, for a specific time, that the funding invested in the mutual fund will be maintained secured, for a price though. It is important that these investment opportunities better known as capital preservation or guaranteed funds, is well understood by the investor, including the process and the underlying cost.

With a recovering financial market, significantly reduced interest rates, and enhanced earnings in home value, a number of investors are taking out new mortgages, refinanced, or procured credit lines secured by their homes to specifically engage actively securities investments. This with the intention of the investment not only paying the mortgage, but also producing augmented income. Regrettably, that is not always the case.